F. R. Owen & Associates

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F. R. Owen & Associates 10710 Sikes Place Suite 140 Charlotte, NC 28277 800-333-6680 704-321-1343

For more complete information, and to carefully consider the securities offered, including investment objectives, risks, charges, expenses and fees, please request a prospectus from your GWN Registered Representative. Please read it carefully before you invest or send money.

Investments are subject to market risk and may result in the loss of principal invested. F. R. Owen & Associates is not an affiliate of GWN Securities, Inc. F. R. Owen, III is a registered representative of GWN Securities, Inc. Due to various state regulations and registration requirements concerning the dissemination of information on specific investments, GWN Securities, Inc. and their agents must be registered prior to such dissemination. Securities offered through GWN Securities, Inc., 11440 Jog Road, Palm Beach Gardens, FL 33418-3764, (561) 472-2700, Member FINRA and SIPC. This site is intended for information purposes only and further discussions will require prior compliance with state regulations and registration requirements.

Penalties may apply to withdrawals made before the age of 59 1/2. These rules are complex and contain many conditions and exceptions. Therefore, it is suggested that you consult with a professional tax advisor before you take a withdrawal from your retirement plan. You can find more specific information on the tax treatment of payments from qualified retirement plans in IRS Publication 575 and IRS Publication 590. These publications are available from your local IRS office by calling 1-800-TAX FORM.

These links are intended for general reference and educational purposes only. GWN Securities Corporation is not responsible for the content of the third party information.

These calculators cannot be used to predict future performance of any investment and are not guaranteed calculations. Rates will vary over time, especially long-term rates.